Choose a Trusted Online Loan Application

Ngopisantuy.comChoose a Trusted Online Loan Application, As technology advances, it becomes more complex. Smartphones are being used for communication, and better applications are available. It turns out that there is not only a communication application, but also an Online Loan Application.

However, as a smartphone user, you must select an application that meets your requirements. There are several Online Loan Applications that claim to be trustworthy and have been registered with the OJK.

Here are a Few Reliable Online Loan Applications

Choose a Trusted Online Loan Application, Do you enjoy borrowing money but dislike dealing with banks? The reliable Online Loan Application 2019 is the solution.

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1. Plus Rupiah

Each online loan has a distinct slogan, and Rupiah Plus’s tagline is “Liquid after “Five minutes of data entry.” However, whether you are eligible to obtain a loan or not requires further verification.

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This Rupiah Plus loan has a lending limit of IDR 600,000 to IDR 1,500,000 and a maximum duration of 14 days. This program offers 1% interest every day.

Fill out a form and include an ID card with this application. Following that, verification is performed for about 1 to 2 days in order to approve this application.

2. Money from Friends

This Online Loan Application offers up to IDR 2,000,000 with a daily interest service charge of 0.75% to 1%. It is well known that Uang Teman does not take installment payments, just one-time payments.

repayment of principle and additional service fees Indonesian nationals between the ages of 21 and 65 who have a steady job or income are eligible to use Friends’ Money.

3. FundWise

This DanaBijak application is an online loan that does not require a payslip. The prerequisites include Indonesian citizenship, Greater Jakarta residency, and a minimum salary of IDR 2,500,000. It also applies to ID cards, bank accounts, recent images, active emails, and active phone numbers that may be reached.

4. Intelligent Credit

This Smart Credit application is an online loan that does not require a pay stub. As a result, for those of you who want quick dollars, this program is fairly simple to utilize.

This loan is unsecured, and all you have to do is fill out the application. form based on your ID card and cellphone number

If you utilize Smart Credit, you will receive a loan with a term of 14 days, 30 days, or 3 months, depending on your capacity to repay the loan.

To apply for a Smart Credit loan, you must have KTP, a bank account in your name, be an Indonesian citizen, and be between the ages of 18 and 21 if you are not married, or between the ages of 22 and 60 if you are married and live in Indonesia.

5. CashWagon

Do you wish to borrow money online and have it disbursed right away? It’s ideal to download the CashWagon application since it simply takes 30 minutes and the cash are transferred promptly.

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If you need to borrow a large sum of money, This application is also appropriate. Because the minimum loan for the first loan is IDR 500,000 to IDR 2,000,000 and must be paid up in 10 days, 20 days, or 30 days. You can borrow up to IDR 5,000,000 again if you want to.

Simple prerequisites:

  • between the ages of 22 and 60
  • Employees with a fixed income
  • There is no need to submit any documents.
  • Bank account for transferring funds
  • Only those of you who live in Greater Jakarta are eligible.

These are some Online Loan Applications that you may use to borrow money. There are numerous online loan applications, and many people are unhappy with the outcomes. Hopefully, you will find this material beneficial.

6. Kredivo

The next application, Kredivo, has also been registered with the OJK. Kredivo offers online loans with a maximum limit of IDR 30 million that may be returned at any moment. In fact, if you repay the loan within three months, you will pay no interest.

Furthermore, you may utilize “Buy Now Pay Later” to perform online shopping at numerous Kredivo-partnered shops such as Tokopedia, Bukalapak, Lazada, Erafone, Tiket.com, Electronic City, IKEA, McDonald’s, and many more.

The prerequisites for applying for a loan are likewise relatively simple, with a minimum monthly income of IDR 3 million, an ID card and a photo of yourself, and a TIN for premium accounts.

7. Indodana

The next application, Kredivo, has also been registered with the OJK. Kredivo offers online loans with a maximum limit of IDR 30 million that may be returned at any moment. In fact, if you repay the loan within three months, you will pay no interest.

Furthermore, you may utilize “Buy Now Pay Later” to perform online shopping at numerous Kredivo-partnered shops such as Tokopedia, Bukalapak, Lazada, Erafone, Tiket.com, Electronic City, IKEA, McDonald’s, and many more.

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The prerequisites for applying for a loan are likewise relatively simple, with a minimum monthly income of IDR 3 million, an ID card and a photo of yourself, and a TIN for premium accounts.

Indodana, which was founded in 2017, offers cash loans, payments without a credit card, and paylater. Indodana was legally registered with the OJK a year later, in 2018, and is now a member of the Indonesian Joint Funding Fintech Association (AFPI).

Indodana, like Kredivo, offers 0% interest payments if you pick a 3-month payment plan. Indodana also allows for up to 12 months of monthly payments. Furthermore, cash loans ranging from Rp. 1 million to Rp. 12 million are available.

Author: Irdansyah
I'm a regular contributor to IRDANSYAH commander, and in my business blog, my team and I share tales on the experience of starting a business from zero, how it feels to build a startup, and how to scale-up.